If you plan on buying renter’s insurance or homeowner’s insurance, the first thing you need to do is to create a list of your home inventory. This is a really important step in fact many insurance agents even offer help to people by giving them a checklist. But most people fail to realize the importance of this step and skip it altogether whereas those who do it, do it very poorly. Therefore you should carefully read through this article and learn the right and most efficient way of creating a home inventory for your homeowner’s insurance. Keep in mind that this process definitely will be tiresome, but in the long run it will actually be quite worth it when your home ever gets hit by a tornado, gets burned down by a fire, or hit by any other kind of natural disaster, at least you will have a list of all your home inventory valuables that will help you with your insurance.
To begin the process of making a thorough list of home poker inventory you should get a camera. Turn it on and walk through all the rooms in your house. When entering rooms make sure you even open up all your drawers and closets while paying very close attention to stuff you have on your bookshelves including even your movie collection if you have one. Make sure you capture all your furniture well including all the appliances you have. Take pictures with your camera of every possible thing that you own and then burn all those pictures on to a DVD. If you made a video with your camera you can then record that video and burn it on a DVD too. In either case you should make sure that you place this videotape or DVD in a secure fireproof box. Rather it would be best if you could get a safety box and have it placed somewhere other than in your home. A bank or someone else’s house would be a good idea.
The next important thing is that you keep all your insurance policies, receipts, and warranties in one safe place. You should also keep a list of all the electronics that you own along with their model, make, and serial numbers. Add all this into your safety box or fireproof box. Next you have to start recording everything on a word processor or notebook. Always start by noting down the biggest items that you own. The most prominent items should come down first on your list. Then go into details by recording the things you would never have thought of when you are not in the room yourself. Finally don’t forget to look in your basement and attic for stuff that you probably wouldn’t have thought of otherwise. Once you are finished with this process you will be amazed at the sheer number of valuables that you own. Without this list you would never have been able to tell your insurance company about your belongings in case of any wreckage to your home.